There are many reasons why you might want to review refinance options: 1) to increase your existing mortgage for investment purposes,
2) consolidation of non-mortgage debt,
3) to finance improvements to your home.
70% of Canadians sign their mortgage renewal letters without any significant investigation as what other options may exist for them in the market. Many renewal letters are sent out by lenders at the institution’s, higher posted interest rate. It never hurts to ask a second opinion
This is a sensitive topic, we treat it as such. There are alternative strategies and solutions to provide assistance for all credit types and employment statuses. As mortgage professionals, we have access to non-traditional lenders who offer financing solutions to individuals who have some credit challenges that cannot be addressed by the major financial institutions.
First Time Home Buyers
This transaction is likely the first, largest, single purchase and biggest investment decision you will most likely ever make. I am here to help you through the maze of lender options and mortgage documentation.